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CASE STUDY: BLACKBIRD

ONE LENDING LIFECYCLE. WEB & MOBILE. ONE CONNECTED STACK.

Blackbird fund NZ car dealers buying vehicles at Japan's massive second-hand auctions. Each loan touches invoices, seller payments, shipments, security verification and repayment when the car finally sells. We built the system that runs the whole thing, connected, mobile-first and integrated.

INDUSTRYFinancial Services. Vehicle Finance
SECTORNZ & Japan auction supply chain
BUILTWeb platform + iOS & Android apps
STACKMultiple verification & payment APIs

THE CHALLENGE

MANY APIS. MANY DEALERS. ONE LOAN.

Every vehicle Blackbird fund touches multiple moving parts, auction invoices in Japan, seller payments in yen, shipment tracking across the Pacific, security verification on arrival, and repayment when the car finally sells in New Zealand. The dealers funding the cars live on the road, not at a desk. Coordinating that without a connected system would be a phone-call business.

THE SOLUTION

A WEB PLATFORM. DEALER APPS. API GLUE.

We built a web application for Blackbird's team to manage the lending lifecycle end-to-end, alongside native iOS and Android apps for dealers on the ground. Behind it sits integration with multiple third-party APIs, for verification, asset tracking, payment and shipment status, surfaced through one experience instead of five different portals.

THE OUTCOME

ONE STACK RUNS THE WHOLE LIFECYCLE.

Today Blackbird's team and their dealers work in one connected system. Loans are funded, shipments are tracked, vehicles are verified, payments flow, all coordinated through software that was designed around how this very specific corner of vehicle finance works. The dealers on the ground get a seamless experience. Blackbird's team gets one view of every loan in flight.

WHAT CHANGED

BY THE NUMBERS.

WHAT'S IN THE STACK

WEB. MOBILE. CONNECTED.

WEB PLATFORM

Loan lifecycle management

The internal platform Blackbird's team uses to manage every loan, from initial dealer enquiry, through Japanese auction purchase, to repayment when the car sells.

DEALER MOBILE APPS

iOS & Android, built for the road

Native apps for the car dealers funding through Blackbird. Designed for use on a forecourt, not a desk, fast, focused on the few jobs dealers need to do.

API INTEGRATIONS

One experience, many systems

Verification, asset tracking, payment and shipment APIs, all surfaced through one interface, so the team doesn't need to log into five different portals.

SECURITY

Finance-grade by design

Financial data, personal identifiers, asset details, all encrypted, access-controlled, and built with the audit trail finance regulators expect.

HAVE A LIFECYCLE TO CONNECT?

If your business spans multiple systems, multiple stages and multiple types of users, and you wish it all just worked together, tell us about it.

Book a software discovery